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Pay your bills

Always pay your bills early for credit advantages. Avoid interest charges by paying your balance in full or more than the minimum payment on the statement date. Paying your balance on the statement date helps keep your credit utilization low.
Paying your bills on the statement date also reduces the chances of forgetting. Making a mistake missing a payment on its due date accumulates late payments resulting in late fees, penalty interest rates, and lastly negatively impact your credit score.